Auto Insurance

Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important.

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Customized Auto Insurance

Customized Auto Insurance

Here at Morris Insurance Services INC., we specialize in Customized Auto Insurance. We know that no two clients are the same and your situation is as unique as you are! Our difference maker is our agents. We get to know you and your situation so that we can provide comprehensive insurance solutions to meet your individual needs. With our knowledgeable team of expert agents on your side, you’ll be on your way to having a policy that works for you and your budget. Call today to speak with an agent about your options.

Budget vs. Required Coverage

We understand that it is important to you that you stay well within your budget when you are shopping for Auto Insurance. Because we are a team of independent agents, we have the freedom to shop around to find the coverage that you need that will work within your budget. Every state has its own requirements for Auto Insurance coverage, and every driver is unique in their lifestyle. We represent several quality national insurance companies, which gives us the freedom to find the right coverage for you balanced with your individual budget. We frequently work with clients on saving money on their insurance without sacrificing coverage. We will ensure that you are educated on the implications of your insurance policy decisions and how they affect you as a driver.

Common Auto Insurance Discounts

Common Auto Insurance Discounts

Our mission is to get to know and understand your needs, wants, and long-term goals. As we build relationships with our clients, we look into their unique scope and lifestyle in order to find out the ways in which we can help them save money on their insurance without sacrificing coverage.

Some of the discounts you may qualify for are as follows:

Multi-Car Discounts

Whether you have a number of vehicles, or your family’s household has several, many companies will offer discounts for having multiple vehicles insured on the same policy.

Bundling Discounts

It is no secret that Auto Insurance is not the only type of insurance we as consumers need. Sometimes, it is smart to look into bundling other types of insurances you hold with the same company to receive a discount.

Homeownership Discounts

There are several insurance companies which will offer a discount if you own a house, rental space, townhome, condo, or mobile home.

New Car Discounts

New cars are often more expensive than their used counterparts. Frequently, having a new car will cost more to insure. However, many of the safety features that are present on newer vehicles as well as the lower mileage and less wear and tear entice insurance companies to give discounts to people who are looking to insure new vehicles.

Mature Driver

Some insurance companies offer discounts to their more seasoned drivers. This can sometimes be referred to as a senior discount, but in some cases these discounts become available to persons who have reached age 50.

Claims Free or Accident Free

For some periods of time, if a driver has not been involved in an auto accident or had a claim filed on their policy, many insurance companies will provide discounts to such drivers.

Auto Insurance, What’s the Difference?

Insurance protects you and your assets in the case of property damage, loss, or injury, whether caused by you or someone else. Typically, your policy will include coverages for Liability, Collision, and Comprehensive. Policies may also include additional coverages for Medical Payments, Emergency Roadside Assistance, and Uninsured Motorist Protection.

While most insurance products have a similar function and price-point, we make the difference in building a relationship between you and one of our expert agents who will find and tailor an insurance plan to you. There is not a one-size-fits-all policy. Each policy is as unique as its owner.

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

Contact us today, and we'll help you protect what matters most.